Chapter 11

• What is the aim of employee safety and health programs?


  Minimize absences and increase efficiency
• How does a safe work environment affect employee confidence?

  It lifts confidence by reducing hazards
• What does safety refer to in the workplace?


  Protection from harm or danger
• How does the WHO define health?


  Complete physical, mental, and social well-being
• What are the main causes of work-related accidents and illnesses?

  1. Unsafe working conditions
  2. Unsafe acts or undesirable employee attitudes
  3. Other work-related accident factors
• What are examples of unsafe working conditions?

  Defective machinery and improper ventilation
• What can hazardous procedures lead to?

  Increased risk of accidents
• What is an example of unsafe acts by employees?

  Throwing garbage anywhere
• Why is wearing protective gear important?

  It prevents injuries in hazardous workplaces
• What are the responsibilities of employers regarding medical services?

  • Provide first-aid treatment
  • Offer emergency medical and dental services
  • Develop a comprehensive occupational health program
• What must employers provide for first-aid treatment?

  First-aid medicines and equipment
• When is a full-time registered nurse required?

  When employees exceed fifty but not two hundred
• What is required when employees exceed three hundred?

  Full-time physician, dentist, and nurse
• When is an emergency hospital not required?

  When a nearby hospital is accessible
• What must the physician develop for employees?

  A comprehensive occupational health program
• What qualifications must health personnel have?

  Training in industrial medicine and safety
• What is the employer's duty in case of emergency?

  Provide immediate medical and dental assistance
• What are the responsibilities of the Department of Labor and Employment?

  • Set and enforce safety standards
  • Conduct research on safety and health
  • Develop training programs for personnel
• What does the Secretary of Labor and Employment enforce?

  Mandatory safety and health standards
• What is the State's policy regarding employee compensation?

  Develop a tax-exempt compensation program
• What is the purpose of research by the Department of Labor?

  To develop innovative safety methods
• What does "injury" mean in this context?

  Harmful change from an accident at work
• What is the definition of "disability"?

  Loss of physical or mental function
• What are the definitions of key terms in employee compensation?

  • Injury: Harmful change from an accident
  • Sickness: Occupational disease or work-related illness
  • Death: Loss of life from injury or sickness
  • Disability: Impairment from injury or sickness
• What is the coverage requirement for the State Insurance Fund?

  Compulsory for all employers and employees
• What is the role of the Commission regarding foreign employment?

  Ensure adequate coverage for Filipino employees abroad
• When does compulsory coverage take effect for employers?

  On the first day of operation
• What limits the liability of the State Insurance Fund?

  Excludes cases of employee intoxication
• What are the conditions under which the State Insurance Fund is liable?

  • Liability for compensation to employees
  • Excludes cases of intoxication or willful harm
  • Liability is exclusive and replaces other employer liabilities
• What happens if a third party causes an employee's disability or death?

  System pays the employee or dependents
• What cannot deprive employees of their benefits?

  No contract or regulation can operate to deprive
• Who is liable for compensation to the employee or his dependents?

  The State Insurance Fund
• Under what circumstances is the State Insurance Fund not liable for compensation?

  When caused by employee's intoxication or willful harm
• What is the extent of liability of the State Insurance Fund?

  Exclusive and replaces all other employer liabilities
• What happens if a third party causes an employee's disability or death?

  The System pays the disabled employee or dependents
• Can contracts or regulations deprive employees of benefits under this Title?

  No, they cannot deprive employees of benefits
• What is the composition of the Employees Compensation Commission?

  • Five ex-officio members
  • Secretary of Employment as Chairman
  • GSIS General Manager
  • SSS Administrator
  • Chairman of the Philippine Medical Care Commission
  • ECC Secretariat's Executive Director
  • Two appointed members representing employees and employers
• What is one of the powers of the Employees Compensation Commission?

  To assess and fix a rate of contribution from employers
• Why does the Commission determine contribution rates?

  To address high accident or disease rates
• What is one of the duties of the Commission regarding claims?

  To approve rules for processing claims and dispute settlement